PayPal Fee Calculator - United Kingdom

GBP

United Kingdom PayPal Fee Rates

Transaction Type Percentage Fixed Fee
Goods & Services2.90%£0.30
Credit/Debit Card2.90%£0.30
Card - No PayPal Account1.20%£0.30
QR Code (≥£10.01)1.50%£0.10
QR Code (≤£10)2.00%£0.05
POS - Card Present (Zettle)1.75%£0.00
POS - Invoice/PayPal.Me2.50%£0.00
Micropayments4.99%£0.07
Charity/Nonprofit1.40%£0.30
International (from EEA)+1.29%-
International (other)+1.99%-

Other UK PayPal Fees

How to Calculate PayPal Fees in the UK

PayPal UK fees are calculated using: Fee = (Amount × Percentage Rate) + Fixed Fee

For example, a £100 standard transaction would cost: (£100 × 2.90%) + £0.30 = £3.20 total fee

You would receive: £100 - £3.20 = £96.80

About This PayPal Fee Calculator UK

Our PayPal fee calculator for the UK helps you instantly calculate PP fees for any transaction in British Pounds. Whether you're a freelancer, small business, or online seller, this PayPal charges calculator gives you accurate results based on the latest UK rates.

Need to estimate PayPal fees before accepting a payment? This fee calculator for PayPal shows exactly what you'll pay in GBP. Simply enter your amount and let our tool figure out PayPal fees for your UK transactions.

What Can You Calculate?

This calculator covers all PayPal transaction types:

PayPal Business Account Fees

Running a business? Understanding your PayPal merchant fees is essential for pricing products correctly. Business accounts pay the same transaction fees as personal accounts, but gain access to invoicing, multi-user access, and detailed reporting. Use this calculator to see your PayPal processing fees before accepting payments.

PayPal Withdrawal and Transfer Fees

Wondering about PayPal withdrawal fees? Transferring money from PayPal to your UK bank account is free for standard transfers (1-2 business days). Use this calculator to factor in these PayPal transfer fees when planning your cash flow.

Understanding your PayPal service fees is essential for UK businesses. Our PayPal cost calculator helps you:

Why Use a PayPal Cost Calculator for UK?

As a PayPal commission calculator, this tool helps UK businesses understand their true costs. The PayPal rate calculator shows both percentage fees and fixed fees in GBP, so you can accurately calculate PP fees for any sale.

Use our PayPal service charge calculator to convert gross amounts to net amounts in pounds. This PayPal price calculator is the easiest way to estimate PayPal fees for UK transactions.

Frequently Asked Questions - UK

What are PayPal's current fees in the UK?

PayPal UK charges 2.90% + £0.30 for most transactions. Zettle POS transactions are lower at 1.75% with no fixed fee.

Are there different rates for European transactions?

Yes, transactions from EEA countries add 1.29%, while transactions from other countries add 1.99%.

Do UK charities get reduced PayPal rates?

Yes, qualified UK charities can get reduced rates of 1.40% + £0.30 for most transaction types.

How do I minimize PayPal fees in the UK?

Use Zettle POS for in-person transactions (1.75%), encourage customers to pay without creating PayPal accounts (1.20%), and consider QR codes for transactions over £10 (1.50%).

What are PayPal seller fees in the UK?

PayPal seller fees in the UK range from 1.75% (Zettle) to 2.90% + £0.30 for standard transactions. Most online sellers pay 2.90% + £0.30 per transaction.

What is the PayPal invoice fee in the UK?

PayPal invoice fees in the UK are 2.90% + £0.30 for most payment methods. There's no fee to create and send invoices—you only pay when you receive payment.

What are PayPal withdrawal fees in the UK?

PayPal withdrawal fees to UK bank accounts are free for standard transfers (1-2 business days). There are no fees for withdrawing GBP to UK banks.

Complete Guide to PayPal Fees in the UK

PayPal UK Fees 2025: What Does PayPal Charge?

PayPal UK charges 2.90% + £0.30 for standard transactions, but fees vary significantly by payment method. Here's what PayPal actually costs UK businesses in 2025:

Cheapest PayPal Option UK: Zettle Card Reader 1.75%

PayPal Zettle is the cheapest way to accept PayPal in the UK at just 1.75% with no monthly fees or fixed costs per transaction. Real savings examples:

Best for: Coffee shops, retail stores, market stalls, restaurants, mobile businesses, trade shows

PayPal QR Code Fees UK: 1.50% for Transactions Over £10

PayPal QR codes offer lower fees than standard online payments:

Real cost comparison for £25 restaurant bill:

PayPal International Fees UK: How Much Extra for Overseas Payments?

PayPal adds extra fees for international payments to UK accounts:

Real example - £100 payment from USA:

Currency conversion costs extra 4% above bank rates - keep funds in original currency when possible.

Business Account vs Personal Account

While fees are the same, business accounts offer additional features:

Dispute and Chargeback Management

Understanding dispute costs helps in prevention:

Tax Implications for UK Businesses

PayPal fees are generally tax-deductible business expenses:

Integration with UK Banking

PayPal works seamlessly with major UK banks:

Alternatives and Comparisons

How PayPal UK fees compare to alternatives:

Other Country PayPal Fee Calculators

Calculate PayPal fees for other regions: