For example, a €100 standard transaction would cost: (€100 × 3.40%) + €0.35 = €3.75 total fee
You would receive: €100 - €3.75 = €96.25
About This PayPal Fee Calculator Italy
Our PayPal fee calculator for Italy helps you calculate PP fees for any transaction in Euros. Perfect for freelancers, small businesses, and online sellers. This PayPal charges calculator uses the latest Italian rates.
Need to estimate PayPal fees before accepting a payment? This fee calculator for PayPal shows what you'll pay in EUR. Enter your amount and our tool will figure out PayPal fees for your Italian transactions.
What Can You Calculate?
This calculator covers all PayPal transaction types:
PayPal seller fees for receiving payments from customers
PayPal invoice fees when billing clients
PayPal business fees for commercial transactions
PayPal transfer fees and withdrawal costs
PayPal processing fees for different payment methods
PayPal merchant fees for Italian businesses
PayPal donation fees for Italian charities
PayPal Business Account Fees
Running a business? Understanding your PayPal merchant fees is essential for pricing products correctly. Business accounts pay the same transaction fees as personal accounts, but gain access to invoicing, multi-user access, and detailed reporting. Use this calculator to see your PayPal processing fees before accepting payments.
PayPal Withdrawal and Transfer Fees
Wondering about PayPal withdrawal fees? Transferring money from PayPal to your Italian bank account is free for standard transfers (1-2 business days). Use this calculator to factor in these PayPal transfer fees when planning your cash flow.
How Much Does PayPal Charge in Italy? 2025 Rates
PayPal Italy charges 3.40% + €0.35 for most transactions - one of the higher rates in Europe. For a €100 sale, you pay €3.75 in fees and receive €96.25.
Real PayPal fee examples for Italian businesses:
€50 sale = €2.05 PayPal fee (you get €47.95)
€200 sale = €7.15 PayPal fee (you get €192.85)
€500 sale = €17.35 PayPal fee (you get €482.65)
PayPal Micropayments vs Standard Rates Italy
For small transactions under €10, micropayments might be cheaper:
€5 standard: €0.52 fee vs micropayments: €0.32 fee (save €0.20)
€8 standard: €0.62 fee vs micropayments: €0.47 fee (save €0.15)
€12 standard: €0.76 fee vs micropayments: €0.67 fee (save €0.09)
What Does PayPal Charge for International Payments to Italy?
International payments to Italy cost even more:
From UK: Add 1.29% (€100 = €5.04 total fee)
From USA/other countries: Add 1.99% (€100 = €5.74 total fee)
Within EU/EEA: No extra charges (same €3.75 fee)
How to Save Money on PayPal Fees in Italy
Italian businesses can reduce PayPal costs despite high 3.40% rates:
Charity rates: Nonprofits get 1.90% + €0.35 instead of 3.40%
Micropayments: Better for transactions under €10 (4.99% + €0.07)
Volume discounts: High-volume merchants can negotiate lower rates
Avoid international fees: EU customers pay no extra charges
Price correctly: Add 3.75% to your prices to cover PayPal fees
Frequently Asked Questions - Italy
What are PayPal's current fees in Italy?
PayPal Italy charges 3.40% + €0.35 for most transactions. Micropayments are higher at 4.99% + €0.07.
Are there different rates within the EEA?
Transactions within the EEA (European Economic Area) have no additional international fees. Transactions from outside the EEA add 1.99%.
Do Italian charities get reduced PayPal rates?
Yes, qualified Italian charities can get reduced rates of 1.90% + €0.35 for most transaction types.
How does Italian consumer protection law work with PayPal?
Italian consumer protection provides strong rights including withdrawal periods, warranty protections, and dispute resolution that complement PayPal's buyer protection program.
What are PayPal seller fees in Italy?
PayPal seller fees in Italy are 3.40% + €0.35 for standard transactions - one of the higher rates in Europe. Most online sellers pay this rate per transaction.
What is the PayPal invoice fee in Italy?
PayPal invoice fees in Italy are 3.40% + €0.35 for most payment methods. There's no fee to create and send invoices—you only pay when you receive payment.
What are PayPal withdrawal fees in Italy?
PayPal withdrawal fees to Italian bank accounts are free for standard transfers (1-2 business days). There are no fees for withdrawing EUR to Italian banks.
What makes Italy attractive for PayPal e-commerce expansion?
Italy offers a large consumer market, growing e-commerce adoption, strong fashion and luxury goods sectors, and excellent connectivity to European and Mediterranean markets.
PayPal in Italy: Complete E-commerce and Business Guide
Italy: A Growing E-commerce Powerhouse
Italy represents the fourth-largest e-commerce market in Europe, with over 28 million online shoppers and €48 billion in annual online sales. The Italian market combines traditional business culture with rapidly growing digital adoption, making PayPal an essential payment solution for both domestic and international transactions.
Italian Consumer Payment Behavior
Payment Method Preferences
Credit/Debit Cards: 58% of online payments, dominated by Visa and Mastercard
PayPal: 42% of Italian consumers regularly use PayPal
Bank Transfers: Popular for large purchases and B2B transactions
PostePay: Poste Italiane prepaid card, widely used
Cash on Delivery: Still significant in Southern Italy