For example, a €100 standard transaction would cost: (€100 × 3.40%) + €0.35 = €3.75 total fee
You would receive: €100 - €3.75 = €96.25
How Much Does PayPal Charge in Spain? 2025 Rates
PayPal Spain charges 3.40% + €0.35 for most transactions - the same high rate as Italy. For a €100 sale, you pay €3.75 in fees and receive €96.25.
Real PayPal fee examples for Spanish businesses:
€50 sale = €2.05 PayPal fee (you get €47.95)
€200 sale = €7.15 PayPal fee (you get €192.85)
€500 sale = €17.35 PayPal fee (you get €482.65)
PayPal Micropayments vs Standard Rates Spain
For small transactions under €10, micropayments might be cheaper:
€5 standard: €0.52 fee vs micropayments: €0.32 fee (save €0.20)
€8 standard: €0.62 fee vs micropayments: €0.47 fee (save €0.15)
€12 standard: €0.76 fee vs micropayments: €0.67 fee (save €0.09)
What Does PayPal Charge for International Payments to Spain?
International payments to Spain cost even more:
From UK: Add 1.29% (€100 = €5.04 total fee)
From USA/Latin America: Add 1.99% (€100 = €5.74 total fee)
Within EU/EEA: No extra charges (same €3.75 fee)
How to Save Money on PayPal Fees in Spain
Spanish businesses can reduce PayPal costs despite high 3.40% rates:
Charity rates: Nonprofits get 1.90% + €0.35 instead of 3.40%
Micropayments: Better for transactions under €10 (4.99% + €0.07)
Volume discounts: High-volume merchants can negotiate lower rates
Avoid international fees: EU customers pay no extra charges
Price correctly: Add 3.75% to your prices to cover PayPal fees
Frequently Asked Questions - Spain
What are PayPal's current fees in Spain?
PayPal Spain charges 3.40% + €0.35 for most transactions. Micropayments are higher at 4.99% + €0.07.
Are there different rates within the EEA?
Transactions within the EEA (European Economic Area) have no additional international fees. Transactions from outside the EEA add 1.99%.
Do Spanish charities get reduced PayPal rates?
Yes, qualified Spanish charities can get reduced rates of 1.90% + €0.35 for most transaction types.
How does Spanish consumer protection work with PayPal?
Spanish consumer protection provides strong rights including withdrawal periods, warranty protections, and the AECOSAN oversight that complements PayPal's buyer protection program.
What opportunities does Spain offer for PayPal e-commerce?
Spain offers a large Spanish-speaking market, growing e-commerce adoption, strong tourism sector, and excellent gateway access to Latin American markets.
PayPal in Spain: Complete E-commerce and Business Guide
Spain: Gateway to the Spanish-Speaking World
Spain represents the fifth-largest e-commerce market in Europe, with over 25 million online shoppers and €57 billion in annual online sales. Spain's unique position as a bridge between Europe and Latin America, combined with its growing digital economy, makes PayPal an essential payment solution for both domestic and international expansion.
Spanish Consumer Payment Behavior
Payment Method Preferences
Credit/Debit Cards: 65% of online payments, Visa and Mastercard dominant
PayPal: 38% of Spanish consumers regularly use PayPal
Bank Transfers: Popular for large purchases and recurring payments