For example, a €100 standard transaction would cost: (€100 × 2.49%) + €0.35 = €2.84 total fee
You would receive: €100 - €2.84 = €97.16
About This PayPal Fee Calculator Germany
Our PayPal fee calculator for Germany helps you calculate PP fees for any transaction in Euros. Perfect for freelancers, small businesses, and online sellers. This PayPal charges calculator uses the latest German rates including SEPA Direct Debit.
Need to estimate PayPal fees before accepting a payment? This fee calculator for PayPal shows what you'll pay in EUR. Enter your amount and our tool will figure out PayPal fees for your German transactions.
What Can You Calculate?
This calculator covers all PayPal transaction types:
PayPal seller fees for receiving payments from customers
PayPal invoice fees when billing clients
PayPal business fees for commercial transactions
PayPal transfer fees and withdrawal costs
PayPal processing fees for different payment methods
PayPal merchant fees for German businesses
PayPal donation fees for German charities
PayPal Business Account Fees
Running a business? Understanding your PayPal merchant fees is essential for pricing products correctly. Business accounts pay the same transaction fees as personal accounts, but gain access to invoicing, multi-user access, and detailed reporting. Use this calculator to see your PayPal processing fees before accepting payments.
PayPal Withdrawal and Transfer Fees
Wondering about PayPal withdrawal fees? Transferring money from PayPal to your German bank account is free for standard transfers (1-2 business days). Use this calculator to factor in these PayPal transfer fees when planning your cash flow.
How Much Does PayPal Charge in Germany? 2025 Rates
PayPal Germany charges 2.49% + €0.35 for most transactions. For a €100 sale, you pay €2.84 in fees and receive €97.16. SEPA Direct Debit is cheaper at 1.50% + €0.35 - only €1.85 in fees for the same €100.
Want to know exactly what PayPal will cost you? Here are real examples:
€50 sale = €1.60 PayPal fee (you get €48.40)
€200 sale = €5.33 PayPal fee (you get €194.67)
€500 sale = €12.80 PayPal fee (you get €487.20)
PayPal vs SEPA Direct Debit Costs Germany
SEPA Direct Debit saves you money on every transaction:
€100 standard PayPal: €2.84 fee vs SEPA: €1.85 fee (save €0.99)
€500 standard PayPal: €12.80 fee vs SEPA: €7.85 fee (save €4.95)
€1000 standard PayPal: €25.25 fee vs SEPA: €15.35 fee (save €9.90)
What Does PayPal Charge for International Payments?
International payments to Germany cost more:
From UK: Add 1.29% (€100 = €4.13 total fee)
From USA/other countries: Add 1.99% (€100 = €4.83 total fee)
Within EU/EEA: No extra charges (same €2.84 fee)
How to Save Money on PayPal Fees in Germany
German businesses can reduce PayPal costs with these strategies:
Use SEPA Direct Debit: Save €0.99 per €100 transaction (1.50% vs 2.49%)
Charity rates: Nonprofits get 1.50% + €0.35 instead of 2.49%
Volume discounts: High-volume merchants can negotiate lower rates
Avoid international fees: EU customers pay no extra charges
Price correctly: Add fees to your prices or use our reverse calculator
Frequently Asked Questions - Germany
How much does PayPal charge per transaction in Germany?
PayPal Germany charges 2.49% + €0.35 for standard transactions. For a €100 sale, you pay €2.84 and receive €97.16. SEPA Direct Debit is cheaper at 1.50% + €0.35 (€1.85 fee).
What's the cheapest way to accept PayPal payments in Germany?
SEPA Direct Debit is the cheapest at 1.50% + €0.35. This saves you €0.99 per €100 compared to standard PayPal rates. Charities get the same 1.50% rate.
Does PayPal charge extra for international payments to Germany?
Yes. Payments from UK add 1.29% (total: 3.78% + €0.35). Payments from USA/other countries add 1.99% (total: 4.48% + €0.35). EU payments have no extra fees.
How does SEPA Direct Debit work with PayPal?
SEPA Direct Debit allows PayPal to collect payments directly from customers' bank accounts across the SEPA zone, offering significantly lower fees of 1.50% + €0.35 compared to standard rates.
What are PayPal seller fees in Germany?
PayPal seller fees in Germany are 2.49% + €0.35 for standard transactions. SEPA Direct Debit is cheaper at 1.50% + €0.35.
What is the PayPal invoice fee in Germany?
PayPal invoice fees in Germany are 2.49% + €0.35 for most payment methods. There's no fee to create and send invoices—you only pay when you receive payment.
What are PayPal withdrawal fees in Germany?
PayPal withdrawal fees to German bank accounts are free for standard transfers (1-2 business days). There are no fees for withdrawing EUR to German banks.
What are the benefits of PayPal for German e-commerce?
PayPal offers strong buyer protection, supports German consumer rights, integrates with major German e-commerce platforms, and provides localized customer support in German.
PayPal in Germany: Complete Business Guide
The German E-commerce Landscape
Germany represents Europe's largest e-commerce market and PayPal's second-largest market globally. Understanding German consumer preferences and regulatory requirements is crucial for success.
SEPA Direct Debit: The German Advantage
How SEPA Works
The Single Euro Payments Area (SEPA) enables PayPal to offer direct bank account debiting across 36 European countries:
Lower Fees: 1.50% + €0.35 vs 2.49% + €0.35 for cards
Higher Approval Rates: Direct bank access reduces declines
Consumer Preference: Germans prefer bank transfers over credit cards