For example, a €100 standard transaction would cost: (€100 × 2.90%) + €0.35 = €3.25 total fee
You would receive: €100 - €3.25 = €96.75
Bancontact Example: A €100 Bancontact payment would cost: (€100 × 1.20%) + €0.35 = €1.55 total fee
About This PayPal Fee Calculator Belgium
Our PayPal fee calculator for Belgium helps you calculate PP fees for any transaction in Euros. Perfect for freelancers, small businesses, and online sellers. This PayPal charges calculator uses the latest Belgian rates including Bancontact payments.
Need to estimate PayPal fees before accepting a payment? This fee calculator for PayPal shows what you'll pay in EUR. Enter your amount and our tool will figure out PayPal fees for your Belgian transactions.
What Can You Calculate?
This calculator covers all PayPal transaction types:
PayPal seller fees for receiving payments from customers
PayPal invoice fees when billing clients
PayPal business fees for commercial transactions
PayPal transfer fees and withdrawal costs
PayPal processing fees for different payment methods
PayPal merchant fees for Belgian businesses
PayPal donation fees for Belgian charities
PayPal Business Account Fees
Running a business? Understanding your PayPal merchant fees is essential for pricing products correctly. Business accounts pay the same transaction fees as personal accounts, but gain access to invoicing, multi-user access, and detailed reporting. Use this calculator to see your PayPal processing fees before accepting payments.
PayPal Withdrawal and Transfer Fees
Wondering about PayPal withdrawal fees? Transferring money from PayPal to your Belgian bank account is free for standard transfers (1-2 business days). Use this calculator to factor in these PayPal transfer fees when planning your cash flow.
How Much Does PayPal Charge in Belgium? 2025 Rates
PayPal Belgium charges 2.90% + €0.35 for standard transactions, but Bancontact payments are cheaper at 1.20% + €0.35. For a €100 sale: standard PayPal costs €3.25, but Bancontact only costs €1.55.
Real PayPal fee comparison - Standard vs Bancontact:
€50: Standard €1.80 vs Bancontact €0.95 (save €0.85)
€200: Standard €6.15 vs Bancontact €2.75 (save €3.40)
€500: Standard €14.85 vs Bancontact €6.35 (save €8.50)
Why Bancontact is Cheaper Than Standard PayPal
Bancontact connects directly to Belgian banks, so PayPal offers lower fees:
60% lower fees than standard PayPal rates
Direct bank transfers, no credit card processing
Used by 70% of Belgian online shoppers
Bank-guaranteed payments reduce PayPal's risk
What Does PayPal Charge for International Payments to Belgium?
International payments cost more (added to base rates):
From UK: Add 1.29% (€100 standard = €4.54, Bancontact = €2.84)
From USA/other countries: Add 1.99% (€100 standard = €5.24, Bancontact = €3.54)
Within EU/EEA: No extra charges
How to Save Money on PayPal Fees in Belgium
Belgian businesses can reduce PayPal costs with these strategies:
Use Bancontact: Save €1.70 per €100 transaction (1.55% vs 3.25% total cost)
Charity rates: Nonprofits may get reduced rates (contact PayPal)
Volume discounts: High-volume merchants can negotiate lower rates
Avoid international fees: EU customers pay no extra charges
Always offer Bancontact: 70% of Belgian customers prefer it
Frequently Asked Questions - Belgium
What are PayPal's current fees in Belgium?
PayPal Belgium charges 2.90% + €0.35 for most transactions. Bancontact payments have lower rates at 1.20% + €0.35.
What is Bancontact and why are the fees lower?
Bancontact is Belgium's national payment method that allows direct bank transfers. PayPal offers reduced fees for Bancontact transactions.
Do Belgian charities get reduced PayPal rates?
Yes, qualified Belgian charities may be eligible for reduced rates. Contact PayPal for charity rate applications.
Why is Bancontact important for Belgian e-commerce?
Bancontact is used by 70% of Belgian online shoppers and offers lower PayPal fees (1.20% + €0.35), making it essential for competing in the Belgian market.
What are PayPal seller fees in Belgium?
PayPal seller fees in Belgium are 2.90% + €0.35 for standard transactions. Bancontact payments are cheaper at 1.20% + €0.35.
What is the PayPal invoice fee in Belgium?
PayPal invoice fees in Belgium are 2.90% + €0.35 for most payment methods. There's no fee to create and send invoices—you only pay when you receive payment.
What are PayPal withdrawal fees in Belgium?
PayPal withdrawal fees to Belgian bank accounts are free for standard transfers (1-2 business days). There are no fees for withdrawing EUR to Belgian banks.
How does Belgium's bilingual nature affect e-commerce?
Belgium requires content in both French and Dutch, with different regional preferences. PayPal supports this multilingual approach for better customer experience.
PayPal in Belgium: Complete Bilingual E-commerce Guide
Belgium: Europe's Multilingual Commerce Hub
Belgium represents a unique and sophisticated e-commerce market with 11.5 million inhabitants, €12 billion in annual online sales, and a strategic location at the heart of Europe. As home to EU institutions and with its bilingual nature, Belgium offers businesses access to both French and Dutch-speaking markets while serving as a gateway to broader European commerce.
Belgian Consumer Payment Behavior
Payment Method Preferences
Bancontact: 70% of online payments, Belgium's national payment method
Credit/Debit Cards: 20% of online payments, Visa and Mastercard
PayPal: 35% of Belgian consumers have used PayPal
Bank Transfers: Popular for large purchases and B2B
Digital Wallets: Growing adoption of mobile payment solutions